Enabler of sustainable welfare in Finland
Building a better and more sustainable future with our customers.
News
Learn about our latest funding activities and read our customer cases, economic forecasts and much more.
All news
Recovery begins with a home: Newly renovated Pessi offers more apartments for unhoused people
Children and youth of Kokkola innovate environmental actions in a competition sponsored by the Green Pioneer of the Year prize money
Welfare society needs social glue that fosters a sense of community
MuniFin is one of Finland’s largest credit institutions
MuniFin builds a better and more sustainable future with its customers. Our customers are Finnish municipalities, wellbeing services counties and affordable social housing organisations. We offer financing to environmentally sustainable and socially responsible projects, such as public transport, sustainable buildings, hospitals, health centres, schools, day-care centres and affordable social housing.
Key figures 2023
49.7
EUR bn
Balance sheet total
7.0
EUR bn
Green and social finance
32.0
EUR bn
Long-term customer financing
43.3
EUR bn
Total funding
Sustainability
Finland’s pioneer in sustainable finance
These bonds are an integral part of our funding strategy.
For investors
Our funding is guaranteed by the Municipal Guarantee Board, a public law institution whose members consist of all the municipalities in mainland Finland. Our credit ratings correspond to those of the Government of Finland. MuniFin is 100% owned by the Finnish public sector and supervised by the European Central Bank.
Releases
Read our releases
Financing the public sector of the happiest country in the world
Did you know these facts about Finland?
• The best country in SDG development (Sustainable development report)
• The most stable country in the world
• One of the top OECD countries in education
• The best governance in the world
• The water-richest country in the world
• The most forests in Europe
• Population of 5.5 million people
• The world’s biggest consumer of coffee per capita
Read our latest perspectives on the Finnish economy
We publish quarterly up-to-date information on the current state and trends of the Finnish economy. MuniFin’s economic forecasts are written by our Chief Economist Timo Vesala.
MuniFin’s Economic Forecast Q2/2024
Weak consumer confidence, VAT increase and possible lower-than-expected rate cuts could dampen the recovery.
MuniFin’s Economic Forecast Q1/2024
Finland’s GDP growth was weaker than expected last year, and 2024 has also started sluggishly.
MuniFin’s Economic Forecast Q4/2023
The recession will persist in Finland through the winter, but recovery is expected to begin in 2024, driven by domestic demand.
MuniFin’s Economic Forecast Q3/2023
The abrupt slowdown in housing construction is exerting a drag on Finland's economic growth.
MuniFin’s Economic Forecast Q2/2023
MuniFin has revised its growth forecast for the year 2024 by one percentage point to 0.5 percent and predicts a slight increase in unemployment.
MuniFin’s Economic Forecast Q1/2023
Rapidly rising interest rates are hitting households hard and putting real estate business and construction firmly on hold.
